1. Almost 1 in 4 women are broke within two months of their husband's death.
2. Over 75% of all women are widowed at an average age of 56.
3. 53% of women are not covered by a pension compared to only 22% of men.
4. A staggering 87% of the poverty stricken elderly are women.
The statistics are disturbing, but it's never too late to start taking control of your financial future. Here are three steps to reach financial freedom.
1. An assessment of your financial health involves four essential elements. First, you need to determine where you stand financially before making major financial decisions. Second, organizing your financial records and statements is critical prior to embarking on an investment plan. Third, determining your cash flow will show how and where you spend your money. And fourth, calculating your net worth will provide you with a complete financial picture and help you make smart financial decisions in the future. ------>Read more
It may be difficult to believe that women's financial needs are all that different from men's. However, while the general principles of financial planning apply to both genders, women face unique challenges that translate to different financial needs. Consider the following facts:
1. Women live longer than men (approximately 7 years), so they need to save 20% more for retirement.
2. On average, women earn 25% less than men.------>Read more